JAKARTA, KOMPAS.com – PT Bank Tabungan Negara (Persero) Tbk continues to take aggressive steps to expand the housing loan market ( KPR).
Most recently, this state-owned bank, in collaboration with developer PT Purinusa Jayakusuma, has released an installment paid holiday program. KPR 6 months.
The cooperation was signed by the Executive Vice President of the Nonsubsidized Mortgage & Personal Lending Division (NSLD) of the Bank BTN Suryanti Agustinar, and President Director of PT Purinusa Jayakusuma Sianna Sutinah Rustanto.
In the 6 Months KPR Installment Pay Holiday program, BTN offers a number of benefits for the community, including down payments or down payment (DP) is only 5 percent and is free of provision, administration and appraisal fees.
In addition, BTN also imposes a life insurance discount of 10 percent, especially for people who buy housing units developed by Purinusa Jayakusuma in the Binong area. Karawaci, Banten Province.
Suryanti said that such cooperation will continue to be carried out as an effort to boost credit distribution amid the market slump due to the Covid-19 Pandemic.
Thus, the company’s contribution to encourage the National Economic Recovery (PEN) to be more optimal and also to achieve the KPR realization target.
“There is also our target of the 6-month mortgage installment payment holiday of Rp. 100 billion by the end of 2020,” said Suryanti in a written statement, Tuesday (15/9/2020).
Meanwhile, the housing project developed by Purinusa Jayakusuma is designed with a cluster concept.
Especially the project on Karawaci which is also close to a residential area, educational facilities ranging from SD to International Harvest Theological College and Pramita University.
Meanwhile, for shopping and lifestyle needs, there is also Supermall Karawaci with its branded tenants.
Suryanti considered this housing condition, in accordance with the target market of the 6 Months KPR Installment Pay Holiday Program, namely millennials.
Therefore, various innovations in the ease of banking transactions during the Covid-19 Pandemic have been carried out by Bank BTN, including the BTN Properti application which can be accessed via smart devices or the official BTN Properti website.
The Managing Director of PT Purinusa Jayakusuma Sianna Sutinah Rustanto is optimistic that the 6 Months KPR Anguran Pay Holiday cooperation program will help the community, especially the millennial generation, in realizing residential ownership.
“We understand that one of the difficulties experienced by the millennial generation is limited funds for home DP. Through this program, they are expected to have a house soon, ”said Sianna.
The Purinusa Jayakusuma projects include Purinusa Karawaci, some of the other housing projects they are working on are Binong 1 Residence, Aryana Karawaci, and Grand View Karawaci.