Business Credit real estate : brokers are concerned about the...

Credit real estate : brokers are concerned about the proliferation of obstacles to recovery

“Our rates have experienced an increase of 0.5 point on the month of April, which does not allow us to follow this project, since the rate of wear is exceeded “ : this e-mail of refusal for a real estate credit addressed by a bank to a broker summarizes the difficulties of recovery in the housing market after the eight weeks confinement.

The tightening of credit conditions by banks, started at the end of last year on the recommendations of the High Council for financial stability (HCSF), and the recent rate hikes have blocked a growing number of files. And the downside, in April, the wear rates (the ceiling rates set by the Bank of France) also prevents some of the projects to succeed.

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