In times where the coronavirus has encouraged people to make their purchases digitally to avoid contagion, It is convenient to take into account aspects such as security in the use of electronic and digital payments, no matter if it is from the computer or from a mobile device.
For the regional head of risk for Visa Latin America and the Caribbean, Eduardo Pérez, electronic and digital payments are a fast, secure and convenient option, but they must promote people’s safety.
Listín Diario presents 7 tips that the electronic payments company recommends to generate security in the use of electronic commerce:
1. Before making a purchase, check the merchant’s website, privacy policies as well as delivery and return policies to make sure items can be returned if they are not in satisfactory condition or are not delivered.
two. Look for the padlock icon at the bottom of your browser window, also the address (URL) must start with https: //. These signs indicate that the web page you are using has additional security measures.
3. Enter the number or other information of your card only when you have started the purchase.
Four. Keep a record of your transactions and constantly check your account statements. You can sign up for your bank’s alert service to receive notifications of every payment you make and quickly notify your issuer if you have an unauthorized or recognized transaction.
5. Never provide your personal information, your card number, password and / or your financial information in transactions that you did not initiate, either by phone, in person or online.
6. At home, use computer and Internet protection programs like anti-spam, firewalls and antivirus software.
7. Never leave your card in contact with other cards, do not leave your card near magnets or metals, do not wet your card or store your card in humid places.