Photos | Four key facts to buy a home with a mortgage loan nndc | ECONOMY

What mortgage loans exist? There are two types of mortgage loans for the purchase of a home: the MiVivienda Mortgage Credit, and the Regular Mortgage Credit. The latter offers a series of variants such as “Land Credit”, for the purchase of a land area; “Transfer of Credit”, loan to transfer a current debt to another financial entity; and the “Free Investment Credit”, which is obtained by leaving an independent property as collateral (for up to 80% of the property’s value). The MiVivienda modality finances up to 90% of the improvement, construction or purchase of a home with a value between S / 61,200 and S / 436,100.


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