People’s Business Credit Ceiling (WHEN) without collateral increased from IDR 50 million to IDR 100 million. The Rp. 100 million KUR program without guarantees was decided by President Joko Widodo (Jokowi).
Before the increase, the limit for unsecured KUR loans was only Rp. 50 million. One of the unsecured KUR institutions that distribute Rp. 100 million is PT Bank Rakyat Indonesia (Persero) Tbk or BRI.
BRI targets that this year the unsecured KUR program can be distributed to 57 million ultra-micro entrepreneurs. How do you get KUR IDR 100 million without collateral?
1. Visit the kur.bri.co.id page, then, select the ‘Submit Loan’ menu.
2. Login to account, if you don’t have an account, you can register by selecting ‘Register’.
3. Read the affidavit and click ‘Agree’.
4. Fill out the online form and follow the prompts.
Before applying for a loan WHEN Detikers need to meet several conditions, as follows:
a. Individual (individual)
b. Have a business that has been running for at least 6 (six) months
c. Running their business on one of the e-commerce platforms (for example Shopee, Tokopedia, etc.) and / or ride hailing providers (Gojek or Grab).
d. Not receiving credit from banks, except for consumer loans such as KPR, KKB, and Credit Cards
In addition to raising the loan limit KUR twithout a guarantee of Rp. 100 million, Jokowi also gave directions to the ministers in the economic sector so that credit for MSMEs be enlarged to Rp. 20 billion. Previously, the business credit program for MSMEs was around Rp. 500 million-Rp. 10 billion.
Jokowi also asked that the business loan interest rate for small scale businesses be reduced to 6%. The goal is of course to relieve small business actors, and also in addition to the KUR program of Rp. 100 million without collateral.
Watch the video: Jokowi increases the limit of KUR without collateral to Rp. 100 million