American Express Platinum Card Covers Airport Lounges and Transit Costs
Frequent flyers face substantial out-of-pocket expenses for airport transit, meals, and terminal amenities that accumulate rapidly across multiple trips each year. Travel credit cards like the American Express Platinum Card absorb these recurring costs through built-in perks, according to a report by ntv.de. The card carries an annual fee of 720 euros, structured as 60 euros monthly, and targets travelers who utilize its extensive suite of mobility, dining, and lounge benefits.
Global Lounge Collection Grants Access to 1,550 Airports
Airport lounge access provides travelers with quiet seating, Wi-Fi, and complimentary food and beverages, bypassing standard terminal waiting areas where individual visits frequently cost 30 to 50 euros. The American Express Platinum Card includes entry to more than 1,550 airport lounges worldwide through its Global Lounge Collection, which combines proprietary spaces, partner networks, and the Priority Pass program, ntv.de reported. Cardholders receive two Priority Pass memberships—one for the primary account holder and one for an additional cardholder—allowing both to bring one guest each without extra charges. This benefit caps total visits at 50 per calendar year across all cardholders and guests.
Travelers seeking alternatives for shorter layovers can utilize the Lounge on the Go program at Frankfurt and Munich airports. This initiative provides eligible Platinum cardholders with six 20-euro dining credits redeemable at participating vendors through March 31, 2027, via the American Express Experiences App. Traditional terminal refreshments like coffee and small snacks regularly incur double-digit euro charges.
Sixt Ride Credits Offset Airport Transfers
Ground transportation to and from airport terminals represents another major travel expense, particularly for long-distance taxi services and private drivers. The American Express Platinum Card supplies an annual Sixt ride credit totaling 200 euros, distributed as eight vouchers worth 25 euros each, designed to offset qualified transfer costs, ntv.de noted. Additional card features include an annual 150-euro restaurant credit, hotel status programs, and a comprehensive travel insurance package, alongside a standard earning rate of one Membership Rewards point per euro spent.
Miles and More Gold Credit Card Offers Lower Fees
The Miles & More Gold Credit Card functions as a lower-cost alternative for travelers prioritizing airline miles over broad lifestyle credits, carrying a monthly fee of 11.50 euros, or 138 euros annually. While it excludes a permanent lounge access program, a promotional offer running through November 30, 2026, awards 20,000 reward miles, 40 points, and four vouchers for Lufthansa Business Lounges, according to ntv.de. The card also features standard travel protections such as trip cancellation, travel interruption, and rental car collision damage waiver insurance, while earning one award mile for every two euros spent on card transactions.
Frequently Asked Questions About Travel Credit Cards
What are the foreign transaction fees for the American Express Platinum Card?
Cardholders incur a two percent fee on transactions processed in foreign currencies. Cash withdrawals cost four percent of the withdrawn amount, with a minimum charge of five euros.
How does the Miles and More Gold Credit Card earn rewards?
Cardholders earn one Miles & More reward mile for every two euros spent on eligible purchases, according to terms outlined by ntv.de.
What additional fees apply to the American Express Platinum Card?
The card requires a monthly fee of 60 euros, totaling 720 euros annually. Acceptance may also vary compared to widespread networks like Visa or Mastercard.
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