Central Bank Warnings Target Unauthorised Car Insurance Websites
Irish financial regulators have issued warnings against two websites offering short-term car insurance without authorisation. The Central Bank of Ireland reported on Friday that platforms operating under the names “We Go Insure” and “Temp Insure Cover” have cloned details of legitimate insurance firms to deceive motorists.
Neither website holds the regulatory approval required to underwrite or provide insurance services within the jurisdiction. The Central Bank confirmed that the unauthorised entities have no commercial or legal connection to the genuine companies whose credentials they appropriated to project legitimacy.
Cloned Portals Promise Fast Motorist Cover
Both fraudulent websites remained online and fully accessible following the publication of the regulatory notices. The portals pitch rapid vehicle protection designed to attract drivers needing immediate, short-duration policies.
The Temp Insure Cover platform marketed hourly car insurance policies starting at €10, targeting students, occasional drivers, and motorists borrowing vehicles. Meanwhile, We Go Insure advertised one-day cover packages priced from €18.
Despite operating under distinct brand names, both Central Bank notices show that the two portals share identical contact telephone numbers and physical addresses. Regulators have not yet confirmed whether the same individuals control both operations.
Fraud Figures Rise Across Irish Payment Networks
Data published by the Central Bank shows that fraudulent payment incidents reported by Ireland-based payment service providers exceeded €179 million over the course of 2025.
That total represents a year-on-year increase of approximately 27% compared to the preceding twelve-month period. Neither of the newly published warnings includes specific estimates detailing how many motorists fell victim to the cloned car insurance schemes or the total monetary losses incurred.
Regulatory Contact Information for Consumers
Authorities have not yet established the full financial extent of the fraudulent operations or identified all individuals behind the websites. The Central Bank encourages anyone possessing information regarding unauthorised financial providers to contact the regulator directly at 01 224 5800 or to submit an online report through its official website.
Frequently Asked Questions About the Unauthorised Insurers
Which specific websites received warnings from the Central Bank?
The Central Bank issued separate warnings on Friday against two platforms operating under the names “We Go Insure” and “Temp Insure Cover.” Both sites advertised short-term vehicle policies to motorists in Ireland without holding proper regulatory authorization.
What pricing and services did the fraudulent websites advertise?
Temp Insure Cover advertised hourly car insurance starting at €10 for students and occasional drivers, while We Go Insure promoted one-day cover packages beginning at €18. Both portals claimed to provide policy activation within minutes.
How can the public report suspicious financial firms in Ireland?
Individuals with information about unauthorized operators can contact the Central Bank directly by calling 01 224 5800 or by submitting an incident report through the regulator’s official website.
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