Meischa Zimmerman Files Class-Action Lawsuit Against Senator Roger Marshall Over Medical Debt Interest
A former patient filed a class-action lawsuit in Barton County District Court accusing U.S. Sen. Roger Marshall and his former medical practice, Heartland Regional OBGYN, of charging illegal interest rates on unpaid medical debt. The legal action centers on an 18 percent annual interest rate applied to patient bills, which exceeds Kansas’ statutory usury limit of 15 percent.
The lawsuit arrives in the final days of a competitive Senate race in Kansas between the incumbent Republican and Democratic challenger Adam Hamilton, a Methodist minister from Johnson County. Lead plaintiff Meischa Zimmerman, an obstetrics patient of Marshall’s in 2009, states in court filings that the practice sued her over a $3,596 bill for the delivery of her child. Zimmerman claims that collection efforts tied to the debt led to her arrest on three separate occasions.
Legal Claims and Statutory Limits in Barton County District Court
The court filing asserts four specific causes of action: common law usury, violating K.S.A. 16-207 by exceeding the 15 percent interest cap, unjust enrichment through retaining excessive interest, and a breach of fiduciary duty and the implied covenant of good faith and fair dealing. Edward F. Haber and Ian J. McLoughlin of the Boston firm Shapiro Haber & Urmy serve as lead counsel on the case, joined by local attorney Kent Roth of Ellinwood.
An analysis of medical debt lawsuits across the Kansas court system by The Kansas City Star found that while healthcare providers frequently sue patients for unpaid bills, Marshall’s 18 percent annual interest rate stood out as the highest among roughly 150 medical practices reviewed. Investigators found no other medical providers in public records charging annual interest above 12 percent. Court records indicate Marshall’s practice filed lawsuits against more than 700 patients, resulting in arrests in 81 cases when individuals missed court dates.
Campaign Fallout and Responses From the Marshall and Hamilton Camps
The debt collection practices have become a central fixture of the Senate campaign, featuring heavily in television advertisements by the Hamilton campaign, including an October 7 spot where three local doctors criticized the filings as egregious. During a debate with Hamilton, Marshall defended his record by stating his practice followed standard procedures and that affected patients represented a small fraction of the people he treated.

Marshall declined to comment on the newly filed class-action lawsuit, directing questions to his communications team, who did not immediately respond to inquiries from reporters. Legal representatives for the plaintiff maintain that a jury will ultimately determine the financial penalties associated with the disputed interest rates.
Frequently Asked Questions About the Lawsuit Against Senator Marshall
What specific interest rate is the lawsuit challenging?
The class-action lawsuit challenges an 18 percent annual interest rate applied to medical bills, which exceeds the 15 percent statutory limit established under Kansas law.

Who is representing the plaintiffs in this case?
Edward F. Haber and Ian J. McLoughlin of the Boston firm Shapiro Haber & Urmy serve as lead counsel, with Ellinwood attorney Kent Roth acting as local counsel.
How many patients were sued by Marshall’s practice?
According to reporting from The New York Times and The Kansas City Star, Marshall’s practice filed lawsuits against more than 700 patients with outstanding medical bills during his career as an obstetrician-gynecologist.
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