Virginia Commonwealth Challenge Youth Academy cadets Participate in Financial Literacy Simulation
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Cadets of Class 63 of the Virginia Commonwealth Challenge Youth academy (CCYA) engaged in a “Reality Store” simulation on November 15, 2025, at the State Military Reservation in Virginia Beach, Virginia, designed to enhance their financial decision-making skills. The event, hosted by the CCYA Counseling Department in collaboration with BayPort Credit Union, provided a practical learning experience focused on managing real-world finances.
Reality Store: A Hands-On Financial Experience
The Reality Store presented cadets with assigned life scenarios requiring them to create and adhere to a monthly budget. Participants made choices regarding essential expenses such as housing, transportation, food, childcare, and insurance. This immersive activity is part of the CCYA’s Life Coping Skills class, a core component of the program’s curriculum.
According to Julie Rosario-Kenas, lead counselor at CCYA, the event’s success was due to the dedication of volunteer Sailors and CCYA staff. The simulation aims to build financial literacy, encourage critical thinking, and promote responsible planning for future life goals.
About the Virginia Commonwealth Challenge Youth Academy
Commonwealth ChalleNGe is Virginia’s component of the National Guard Youth ChalleNGe Program. This program offers a unique possibility for teens aged 15-18 to develop life skills and prepare for future success. The program is free to eligible Virginia residents and spans 29.5 months, consisting of:
* Residential Phase: 5.5 months of intensive, structured training.
* Post-Residential Phase: A 24-month period of continued mentorship and support.
Class 63 cadets are scheduled to graduate on December 18, 2025, in Virginia Beach.
Investing in virginia’s Future
The CCYA and programs like it play a vital role in equipping young adults with the skills and knowledge necessary to become productive citizens. By focusing on financial literacy alongside other life skills, the Commonwealth ChalleNGe program empowers Virginia teens to achieve their educational and career aspirations. Continued support from organizations like BayPort Credit Union and dedicated staff ensures the program’s ongoing success in preparing the next generation for a financially secure future.
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