International Edition
Latest News
Business

Ferratum Credit Card: €50 Cashback & 61 Days 0% APR

Ferratum Credit Card: Earn €50 Cashback and Enjoy Interest-Free Payments The Ferratum credit card, offered by FerratumMultitude Bank p.l.c., provides a convenient way to manage finances with benefits like cashback rewards and interest-free periods. This card aims to…

Ferratum Credit Card: €50 Cashback & 61 Days 0% APR

Ferratum Credit Card: Earn €50 Cashback and Enjoy Interest-Free Payments

The Ferratum credit card, offered by FerratumMultitude Bank p.l.c., provides a convenient way to manage finances with benefits like cashback rewards and interest-free periods. This card aims to offer financial flexibility and ease of use for everyday spending.

How to Earn €50 Cashback

Currently, new applicants can receive a €50 cashback reward when applying for the Ferratum credit card. The process is straightforward:

  • Apply for the free Ferratum credit card.
  • Utilize the interest-free payment options.
  • Receive €50 cashback after the credit card is issued.

Key Features of the Ferratum Credit Card

  • No Fees: The card has no monthly or annual fees.
  • Interest-Free Payments: Enjoy up to 61 days of interest-free payments on purchases.
  • Virtual Mastercard: Receive a virtual Mastercard Debit Card for everyday transactions.
  • Contactless Payments: Make contactless payments directly from your mobile device.
  • Security: Funds are safeguarded up to €100,000 with bank deposit protection, and the app features advanced security measures.

Additional Financial Tools Offered by Ferratum

Beyond the credit card, Ferratum offers a range of financial products:

  • Free Bank Account: Open a bank account with no monthly or annual fees.
  • Smart Payment Options: Apply for a virtual Mastercard Credit Card with up to 60 days interest-free.
  • Flexible Savings Account: Keep money accessible while earning interest.
  • Fixed-Term Account: Lock in competitive rates for long-term savings.

About Ferratum

Founded in 2005, Ferratum is a Nordic-born fintech company operating globally across 13 countries. As the oldest business unit on the Multitude platform, Ferratum focuses on providing smart digital financing solutions for consumers, addressing their short-term financial needs. The company offers loan amounts up to EUR 15,000 for terms up to 6 years, with fixed monthly payments. Learn more about Ferratum’s consumer banking offerings.

Security and Reliability

FerratumMultitude Bank p.l.c. Prioritizes security, protecting customer funds up to €100,000 with bank deposit protection. Download the Ferratum app for secure and convenient financial management.

About the author: Marcus Liu - Business Editor

MBA and ex‑B bureau chief specializing in global finance and fintech. Marcus speaks Mandarin, Japanese, and English, and has interviewed CEOs from the Fortune 50 to Y‑Combinator unicorns. Marcus Liu delivers sharp analysis on markets, startups, and corporate strategy for investors and entrepreneurs alike.