Apple Stores to Expand Use of ‘Tap to Pay on iPhone

by Anika Shah - Technology
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Upgrading Hardware to Smooth Out Retail Checkout

Apple is phasing out the iPhone 14 in its retail stores, transitioning staff to the iPhone 16 to handle “Tap to Pay” transactions. This hardware swap directly addresses persistent technical friction: the older devices frequently struggled to process payments from specific metal credit cards, including the American Express Platinum and Chase Sapphire Reserve.

By shifting to the newer model, Apple aims to stabilize its checkout process. The move eliminates the need for staff to carry bulky, dedicated point-of-sale terminals, allowing employees to complete transactions securely using only the NFC capabilities built into their mobile devices.

The Evolution of Contactless Payments

Since its 2022 debut, “Tap to Pay on iPhone” has allowed merchants to accept Apple Pay, digital wallets, and contactless credit or debit cards without external hardware. According to reports from Bloomberg, Apple retail employees have relied on iPhone 14 units equipped with specialized software for this task.

The Evolution of Contactless Payments

Consolidating the U.S. Retail Footprint

Technology upgrades are unfolding alongside a broader reorganization of Apple’s physical storefronts.

Meanwhile, the company is doubling down on its presence at the Briarwood Mall in Ann Arbor, Michigan.

Seasonal Accessory Refresh

Beyond store operations, Apple has updated its accessory catalog for the summer. The latest refresh includes chargers, power banks, stands, and cables available in new seasonal colors: blue, pink, and teal. These items are limited to Apple’s official online store and in-store pickup options.

Quick Guide: Apple’s Retail Changes

What is Tap to Pay on iPhone?
Tap to Pay on iPhone is a feature that allows merchants to accept contactless payments—including physical credit cards, debit cards, and digital wallets—directly on their iPhone without requiring separate payment terminal hardware.

Why is Apple upgrading its store devices to the iPhone 16?
According to reporting by Bloomberg, the previous iPhone 14 units used for this purpose were occasionally unreliable with certain metal credit cards. The newer iPhone 16 hardware provides better performance, ensuring a smoother transaction experience for both customers and staff.

Are there new accessories available?
Yes, Apple recently introduced new color options for its power banks, stands, and cables, which are currently available through Apple’s online and physical retail channels.

How to use Apple Pay | Apple Support

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