Atmos™ Rewards Ascent Visa Signature® Credit Card: Updated Offer and Key Details

The Atmos™ Rewards Ascent Visa Signature® credit card, issued by Bank of America® for Alaska Airlines, has updated its welcome offer for new cardholders effective April 1, 2026. The card now provides 80,000 bonus points and a $99 Companion Fare (plus taxes and fees starting at $23) after spending $4,000 or more on purchases within the first 120 days of account opening. New cardholders also receive a 50% flight discount code for a qualifying future flight upon account opening.

The annual fee remains $95. Cardholders earn 3 points per $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, 2 points per $1 on eligible gas, EV charging, cable, streaming services, and local transit (including ridesharing), and 1 point per $1 on all other purchases. Additional benefits include free checked bags on Alaska and Hawaiian Airlines flights, priority boarding, discounts on in-flight purchases, and $100 off an annual Alaska Lounge+ membership. Eligible Bank of America® account holders receive a 10% bonus on all points earned from card purchases.

The previous offer, which provided 70,000 bonus points and a $99 Companion Fare after spending $3,000 within the first 90 days, has been replaced by the current enhanced promotion for a limited time.

How the Atmos Rewards Program Works

Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points for flights, companion fares, and other travel-related benefits. Points can be used to book award travel on Alaska Airlines, Hawaiian Airlines, and their Oneworld partners, including American Airlines, Japan Airlines, and Qantas. The program is known for competitive award rates, particularly for flights to Hawaii and international destinations via partner airlines.

The Ascent card accelerates points earning in everyday spending categories, making it easier to accumulate points for future travel. The Companion Fare benefit allows cardholders to purchase a second ticket for a companion starting at $99 (plus taxes and fees from $23) when booking a paid Alaska Airlines flight, providing significant value for couples or families traveling together.

Who Should Consider This Card?

This card is best suited for frequent travelers who fly Alaska Airlines or Hawaiian Airlines regularly and want to maximize rewards on both travel and everyday spending. The welcome offer delivers substantial initial value, particularly for those planning a trip within the first few months of card ownership. The ongoing earning structure and travel perks make it a strong option for maintaining long-term value beyond the introductory period.

Individuals who already hold a Bank of America® account may benefit further from the 10% points bonus, enhancing the return on everyday purchases. However, those who do not frequently fly with Alaska or Hawaiian Airlines may find less value compared to general travel rewards cards with more flexible redemption options.

Important Considerations

As with any credit card, applicants should review the full terms and conditions, including interest rates, fees, and eligibility requirements, before applying. The welcome offer requires meeting the spending threshold within the specified timeframe to qualify for the bonus points and Companion Fare. The 50% flight discount code is subject to availability and restrictions, which are outlined in the cardmember agreement.

Cardholders should also consider their ability to pay the balance in full each month to avoid interest charges that could offset the value of rewards earned.

Key Takeaways

• The Atmos™ Rewards Ascent Visa Signature® card offers 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 in the first 120 days.
• New cardholders also receive a 50% flight discount code for a qualifying future flight.
• The annual fee remains $95, with enhanced earning rates on Alaska/Hawaiian Airlines purchases, gas, EV charging, cable, streaming, and transit.
• Eligible Bank of America® account holders earn a 10% bonus on all points from card purchases.
• Benefits include free checked bags, priority boarding, in-flight discounts, and $100 off an Alaska Lounge+ membership.
• The previous offer of 70,000 points after $3,000 in 90 days has been replaced by this limited-time promotion.

Frequently Asked Questions

What is the current welcome offer for the Atmos™ Rewards Ascent Visa Signature® card?

New cardholders can earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees starting at $23) after spending $4,000 or more on purchases within the first 120 days of opening the account. They also receive a 50% flight discount code for a qualifying future flight.

How does the Companion Fare work?

The Companion Fare allows cardholders to book a second ticket for a companion starting at $99 (plus taxes and fees from $23) when purchasing a paid Alaska Airlines flight. It can be used for travel to any destination served by Alaska Airlines.

Is there an annual fee for this card?

Yes, the Atmos™ Rewards Ascent Visa Signature® card has an annual fee of $95.

Can I transfer Atmos Rewards points to other loyalty programs?

Atmos Rewards points cannot be transferred to external loyalty programs. However, they can be redeemed for flights on Alaska Airlines, Hawaiian Airlines, and their Oneworld partners, including American Airlines, Japan Airlines, and Qantas.

Who issues the Atmos™ Rewards Ascent Visa Signature® card?

The card is issued by Bank of America® in partnership with Alaska Airlines.