DA Direkt Offers 15 Percent Discount on Car Insurance Policies Ahead of November Deadline
Drivers seeking coverage for wet autumn roads can secure a 15 percent discount on new liability, partial, or full comprehensive car insurance policies through DA Direkt, n-tv.de reported. The reduction applies to the entire contract duration for online sign-ups using the promotional code Black15, which remains active until November 9, 2026.
The insurer holds a very good rating from the magazine Euro and the Social Science Institute SWI, based on online evaluations across social media platforms, blogs, and review portals. Policyholders gain around-the-clock claims assistance, alongside complimentary repair and mobility services within the insurer’s partner network that include fast appointment scheduling and complete organization of replacement vehicles.
Policy Options and Coverage Tiers Available to Motorists
Customers choosing liability, partial, or full comprehensive insurance can select among three distinct tiers: Basis, Komfort, and Komfort Plus. The widely chosen Komfort full comprehensive plan features 100 million euros in flat-rate liability coverage, a Mallorca policy providing up to 15 million euros per person, protection against animal collisions and bite damage, and coverage for gross negligence.
Leasing vehicles receive GAP coverage under this tier, while total losses or thefts trigger replacement value or purchase price compensation. DA Direkt also provides a transition service to handle cancellations with previous insurers for motorists switching providers.
Upcoming Deadlines and Market Alternatives for Vehicle Owners
Motorists face a November 30, 2026, deadline to cancel existing policies ahead of the upcoming year, as rising repair costs, expensive spare parts, and shifting vehicle classification classes threaten to drive up premiums in 2027. The Verbraucherzentrale recommends comparing tariffs, noting that switching to cheaper providers can save households hundreds of euros annually.
Frequently Asked Questions About the Car Insurance Discount
What specific requirement is necessary to activate the Black15 code?
The 15 percent discount requires completing a new policy application online through the provider’s digital portal using the code Black15 before the November 9, 2026 expiration date.
How does the complimentary repair and mobility service function?
The service operates through designated partner workshops, providing rapid appointment scheduling, claims processing, and the complete organization of a replacement vehicle for the duration of the repairs.
What does the Mallorca policy cover within the liability package?
The included Mallorca policy provides coverage up to 15 million euros per person.