Figma AI Credit System: A Comprehensive Guide for 2026
Figma is transitioning to a new AI credit system in March 2026, moving away from unlimited free access to AI features and implementing usage limits, subscriptions, and pay-as-you-go pricing. This shift impacts how designers and teams leverage AI within the Figma ecosystem. This article provides a detailed overview of the new system, including pricing, purchasing options, and how to manage AI credit usage.
How Figma AI Credits Function
Figma AI utilizes a credit system shared across all AI features and products. Each seat within a Figma plan receives a monthly allocation of AI credits, with the number of credits varying based on the plan type and seat classification. When a team’s usage exceeds the included credits, administrators can purchase additional credits through ongoing subscriptions or pay-as-you-go billing.
Seat Credits
- Seat credits are assigned to individual users.
- Credits reset monthly.
- Credits do not roll over to the next month.
- Credits cannot be shared or transferred between users.
- AI credits have no monetary value and are solely for use with Figma AI features.
AI Credit Allocation by Plan (as of March 2026)
| Plan | Full Seat Credits/Month | Dev, Collab, and View Seat Credits/Month |
|---|---|---|
| Starter | 500 | 500 |
| Professional | 3,000 | 500 |
| Organization | 3,500 | 500 |
| Enterprise | 4,250 | 500 |
Note: Full seat limits will be enforced starting March 18, 2026.
Purchasing Additional AI Credits
Administrators have two options for purchasing additional AI credits:
- Ongoing Subscription: A monthly package of credits is purchased at the plan level. When a user exhausts their seat credits, usage draws from the subscription credit pool.
- Pay-as-you-go Billing: Credits are purchased as they are used, up to a pre-defined monthly spending limit. Charges are added to the next Figma invoice.
Administrators can similarly disable access to paid credits for specific users to manage costs.
Subscription vs. Pay-as-You-Go
These options can be used independently or in combination:
- Subscription Only: Users can continue using AI after reaching their seat limit until the subscription credit pool is depleted.
- Pay-as-you-go Only: Users can continue using AI after reaching their seat limit, with additional usage billed on the next invoice.
- Both: Subscription credits are used first, and pay-as-you-go billing kicks in once the subscription pool is exhausted.
Plan-Specific Details
Professional Plan
The AI credits subscription for Professional plans is month-to-month, even with annual billing. Charges are added to the next monthly Figma invoice. Prorated charges apply if the subscription is purchased mid-cycle. Upgrades are effective immediately (prorated), while downgrades or cancellations take effect on the next billing date.
Organization and Enterprise Plans
For Organization and Enterprise plans, the AI credits subscription is an annual subscription aligned with the existing Figma contract term. Purchases mid-cycle are prorated, and charges are added to the quarterly invoice. Note that Organization plans with custom order form contracts may require a new order form to change their subscription.
Pay-as-you-go Availability
Pay-as-you-go billing is available for Organization and Enterprise plans starting March 11, 2026, and will be rolled out to Professional plans in May 2026.
Managing Paid Credit Access
Administrators can control which users have access to paid AI credits (subscription and pay-as-you-go) to manage costs. Access can be enabled or disabled for individual users or in bulk.
Tracking AI Credit Usage
Administrators can track AI credit usage across their plan in the Figma admin dashboard. Filters are available to narrow results by seat type or billing group. Administrators on Organization and Enterprise plans can view historical usage data and download CSV reports.
Frequently Asked Questions
- Credit Order: Credits are consumed in the following order: seat credits, shared subscription credits (if purchased), and pay-as-you-go credits (if enabled).
- Usage Reporting: Reporting shows total credits consumed per user and across the plan. Historical usage data is available for Organization and Enterprise plans.
- Credit Rollover: Subscription credits do not roll over to the next month.
- Access Control: Administrators can control which users have access to paid AI credits.
- Combined Usage: Both the AI credits subscription and pay-as-you-go billing can be used simultaneously.
- Pay-as-you-go without Subscription: Pay-as-you-go billing can be enabled without purchasing an AI credits subscription.
Figma’s new AI credit system represents a significant shift in how designers access and utilize AI-powered tools. By understanding the different plans, purchasing options, and management features, teams can effectively leverage Figma AI while controlling costs.