Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) has implemented a 2026 payment service package with updated fee-preference policies, offering up to 100% fee waivers for various services to help corporate clients optimize financial transaction costs.
VietinBank 2026 Payment Service Packages and Fee Waivers
Operating expenses tied to transaction volumes represent a significant burden for businesses, particularly during peak periods of production, export-import activity, and year-end settlements. To address these cost pressures, VietinBank structured its updated fee schedule to eliminate charges on essential commercial operations.
Under the policy framework, qualifying enterprise accounts can receive full waivers on several routine banking services:
- Opening and utilizing vanity or short-number settlement accounts
- Monthly account maintenance fees
- Domestic VND transfers
- Foreign currency remittances
- Maintenance and online transaction fees associated with VietinBank eFAST and ERP-connected digital banking platforms
These exemptions target enterprises with high transaction frequencies, regular partner remittances, cross-border currency exchanges, or automated accounting systems linked directly to the bank.
Six Tailored Tiers for Diverse Business Models
Recognizing that a startup requires different financial tools than a multinational foreign-direct-investment (FDI) manufacturer, VietinBank has categorized its offerings into six distinct service packages designed for specific operational scales:
- VietinBank – My Trading Bank: Built for newly established companies prioritizing basic settlement capabilities, eFAST access, and startup cost reduction.
- V-Business Pro: Aimed at regular traders utilizing vanity accounts and digital ERP integrations seeking continuous fee optimization.
- V-Business Advance: Tailored for mid-tier companies balancing steady cash flows with counter VND remittances and foreign exchange needs.
- V-Business Premium: Configured for high-volume enterprises with frequent high-value counter, eFAST, and foreign currency transfers.
- V-FDI: Constructed specifically for foreign-direct-investment entities managing multifaceted foreign currency transactions, account services, and local VND transfers.
- V-Capital: Designed for FDI operations requiring dedicated capital account supervision alongside regular multi-currency settlements and digital connectivity.
How Businesses Can Access the 2026 Packages
Enterprise clients looking to adopt these payment solutions can initiate enrollment through corporate banking channels. VietinBank directs interested organizations to consult with representatives at their nearest transaction branch or contact the dedicated corporate customer hotline at 1900 558 886 to select the package that aligns with their operational scale and transaction requirements.
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