Understanding Your University’s Short-Term Disability Insurance

Protecting your income during unexpected illness or injury is crucial. Your university now offers a voluntary short-term disability insurance product, administered by MetLife, designed to provide financial support when you cannot work.

Key Benefits of Short-Term Disability Insurance

This insurance offers a cost-effective solution to bridge the gap between an inability to work and the potential application of long-term disability coverage. Here’s what you need to know:

• Income Replacement: You can elect to receive up to 60% of your regular earnings.
• Rapid Benefit Start: Benefits begin quickly – after 0 days for accidents and 7 days for sickness.
• Coverage Duration: The policy provides benefits for a maximum of 13 weeks.

Critically important Coverage Details

Please note the following important details regarding this short-term disability policy:

• Employee-Only Coverage: This policy covers only the employee; it dose not extend to spouses or children.
• seamless Transition: The 13-week benefit duration is strategically aligned to provide coverage until your university’s long-term disability coverage may become applicable.

This voluntary insurance provides valuable financial protection during challenging times.Contact the university’s benefits department or MetLife directly for complete policy details and enrollment data.