DelfinGroup Expands into Real Estate-Backed Lending

DelfinGroup, a Latvian and Lithuanian financial services provider, has launched a latest loan product secured by real estate collateral, diversifying its lending portfolio. This new offering provides larger loan amounts and longer repayment terms compared to traditional consumer loans, at a lower interest rate.

What is a Real Estate-Backed Loan?

A real estate-secured loan allows borrowers to use property they own – such as a house, apartment, or land – as collateral. This collateral secures the loan, enabling lenders to offer more favorable terms than unsecured loans.

Benefits of DelfinGroup’s New Loan Product

• Larger Loan Amounts: Suitable for customers requiring financing beyond the scope of standard consumer loans.
• Longer Repayment Terms: Provides greater flexibility for borrowers.
• Lower Interest Rates: The secured nature of the loan allows DelfinGroup to offer more competitive rates.

Who is DelfinGroup?

Founded in 2009, DelfinGroup offers a range of financial services including consumer loans, pawn loans, point-of-sale (POS) loans and the sale of pre-owned goods. The company operates through an extensive network of branches and online platforms in Latvia and Lithuania. DelfinGroup operates under the brands Banknote and VIZIA.

Availability and Application Process

The real estate-backed loan is available through DelfinGroup’s “Banknote” brand, both online and at branches throughout Latvia. Applications are processed within one working day. The company has already begun processing transactions using this new product.

Future Plans

DelfinGroup plans to gradually expand this line of business, focusing on controlled portfolio growth and product development based on market demand and operational experience.

About DelfinGroup AS

DelfinGroup AS (RSE:DGR1R) is a personal credit institution based in Riga, Latvia. As of March 11, 2026, the company’s stock was trading at EUR 1.410, a 2.47% increase. DelfinGroup AS employs 388 people and is led by CEO Didzis Admidins and CFO Andrejs Aleksandrovics.