If you’re in the market for a new home or you’re thinking about refinancing your current mortgage, you may have faced some challenges. With high mortgage rates and a limited inventory of homes to contend with,it can be challenging to find affordable options. But, doing so isn’t unachievable. That’s especially true if you have a strong credit score and overall request.
Of course, if you’re planning to buy a new home or considering refinancing your home, it’s crucial to know what mortgage rates you can expect to see. We’ve compiled a list of today’s average mortgage and refinance interest rates below.
Start here and compare the best mortgage rates you can qualify for today.
What are today’s mortgage and mortgage refinance rates?
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The following rates are current as of November 7, 2025, according to national averages collected by Money.While these are averages based on national data, actual rates that you can qualify for may vary depending on your location, credit, loan type and other factors.
Average mortgage rates today:
* 15-year fixed: 6.87%
* 30-year fixed: 7.49%
* Adjustable rate (5/1 ARM): 6.45%
* 30-year fixed (FHA): 7.19%
* 30-year fixed (VA): 7.04%
Average refinance rates today:
* 15-year fixed: 6.87%
* 30-year fixed: 7.49%
* Adjustable rate (5/1 ARM): 6.45%
* 30-year fixed (FHA): 7.19%
* 30-year fixed (VA): 7.04%
Matt Richardson: CBS News Correspondent
Who is Matt Richardson?
Matt richardson is a correspondent for CBS News, covering a wide range of topics including politics, national security, and breaking news.His official CBS News profile details his experience and contributions to the network.
Early Life and Education
While specific details about Richardson’s early life are not widely publicized, he is a graduate of Georgetown University. He earned a Bachelor of Arts degree in Government. His academic background provides a strong foundation for his work in political journalism.
Career at CBS News
Richardson joined CBS News in 2021. as then, he has been involved in significant news coverage, including reporting on the war in Ukraine, domestic political events, and the january 6th Committee hearings. His reporting on the January 6th hearings was particularly notable,providing in-depth analysis and on-the-ground coverage.
Key Reporting Assignments
- Ukraine War: Richardson has reported extensively from Eastern Europe, providing updates on the ongoing conflict and its impact.
- Political Coverage: He regularly covers political developments in Washington D.C., including congressional hearings and White House briefings.
- Breaking News: Richardson is often deployed to cover breaking news events, providing live updates and analysis.
Notable Work
Richardson’s work at CBS news has been recognized for its thoroughness and insightful analysis. He frequently appears on CBS News programs, including CBS Evening News and CBS Mornings, contributing to their coverage of major events.
Key Takeaways
- Matt Richardson is a CBS News correspondent specializing in politics and national security.
- He is a graduate of Georgetown University with a degree in Government.
- Richardson has covered major events such as the war in Ukraine and the January 6th Committee hearings.
- he is a regular contributor to CBS News programs like CBS Evening News and CBS Mornings.
Looking Ahead
Matt Richardson continues to be a vital part of the CBS News team, providing insightful and comprehensive coverage of important events. As the news landscape evolves, his commitment to accurate and in-depth reporting will undoubtedly remain a valuable asset to the network and its viewers.