Business Retirement Strategy: When to Withdraw From an IRA Before RMDs? by Marcus Liu - Business Editor July 9, 2026 by Marcus Liu - Business Editor July 9, 2026 For retirees aged 64 with a $330,000 IRA and $6,400 in monthly income, the decision to tap retirement accounts early versus waiting for Required Minimum Distributions (RMDs) depends on tax … 0 FacebookTwitterPinterestEmail