Business OJK Restricts Pinjol’s ‘Tadpole’ Payment Scheme by Marcus Liu - Business Editor December 24, 2025 by Marcus Liu - Business Editor December 24, 2025 FSA Restricts ‘Tadpole’ Payment Schemes on Online Loans Financial Services Authority (FSA) restricts ‘tadpole’ payment schemes (tadpole) on online loans aka pine nuts. Scheme tadpole Pinjol is a model where … 0 FacebookTwitterPinterestEmail