Rent reporting services track a user’s rent payment history and report them to one or more of the three credit bureaus: Experian,Equifax and TransUnion.

Sharing rent payment activity has shown to be beneficial for participants, especially those who are credit invisible, or do not have any credit history, experts say.

Those who have enrolled typically see their credit scores increase.When rent payments are included in credit reports, consumers see an average growth of 60 points to their credit score, according to a 2021 TransUnion report.

Rent reporting services can also help younger adults, as they are more likely to have short credit histories and to rent.

In 2025, about 18% of Gen Zers surveyed reported their rent payments to the credit bureaus, according to TransUnion’s report. While that declined from 26% in 2024, it’s still the largest share when compared to other generations.

About 16% of millennials surveyed reported their rent activity in 2025.That’s followed by 12% of polled gen Xers and 8% of surveyed baby boomers, according to the report.

Gen Z made up 15% of TransUnion’s 2,006 respondents. Millennials were the largest group, representing 33% of those surveyed.