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The Swiss Federal Council has approved the legal framework for a comprehensive digitization of social insurance data,aiming to provide citizens with faster and easier access to information regarding their Old Age and Survivors’ Insurance (AVS) and Disability Insurance (AI) contributions and benefits. The new online platform is slated to launch as early as 2028, marking a notable step towards modernizing Switzerland’s traditionally decentralized social security system.https://www.admin.ch/gov/en/news/federal-council/2024-03-08/digitisation-of-social-insurance-federal-council-approves-dispatch.html
Addressing Current Inefficiencies
Currently, accessing AVS and AI data can be a lengthy process, often taking weeks. Data exchange between insurance providers is not automated, and dialogue frequently relies on paper documents and PDF files. this creates inefficiencies for both citizens and administrative bodies. The new platform aims to resolve these issues by providing a secure, centralized, and readily accessible digital portal.
Key Features of the New Platform
The online platform will offer a range of features designed to empower citizens and streamline social insurance processes:
* Data Access: Insured individuals will be able to view their AVS contribution history, verifying payments made by employers and identifying any potential contribution gaps. https://www.admin.ch/gov/en/news/federal-council/2024-03-08/digitisation-of-social-insurance-federal-council-approves-dispatch.html
* Benefit Estimation: Users will have the ability to perform preliminary calculations of their future AVS pension benefits.
* Digital Communication: The platform will facilitate secure digital communication,replacing paper-based correspondence for documents like invoices and AI annuity decisions.
* Secure Authentication: Access to the platform will require authentication using an electronic identifier recognized by the Federal council,ensuring data security and privacy.
While access to the platform will be optional for citizens, the Federal Council mandates that execution bodies and insurance providers communicate electronically with each other. This requirement aims to standardize data exchange and further enhance efficiency.
Financial Implications
The Confederation estimates the total investment cost for the platform at 15 million Swiss francs, with annual operating costs projected to be 1.5 million Swiss francs. These costs will be offset by savings generated through the standardized electronic data exchange. https://www.admin.ch/gov/en/news/federal-council/2024-03-08/digitisation-of-social-insurance-federal-council-approves-dispatch.html
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